Check your Credit Score

Lenders will check your credit to determine if they can provide you with a mortgage and sometimes what rate you can get.  

Tips for a good credit score

  • Ensure your details are accurate and up to date
  • Make all your payments on time, even a few days late can impact your credit score
  • If you are in dispute with a credit provider, continue to pay the debt until it is resolved
  • Even if you choose not to vote, ensure you are registered on the electoral roll, this will improve your credit score
  • Don't max out all of your available credit, this will reduce your score
  • Check your credit regularly to ensure there are no mistakes on your file and no fraudulent activity 

We recommend "Check My File" who are an excellent company and use the data from 4 credit reference agencies that most mortgage lenders subscribe to, you get a free 30 day trial.

Click on the link below to register and get your credit report.

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Mr Mortgages
The Milk Bottle
99 Torquay Road
Devon TQ3 2SE

For parking use Churchward Road Car Park (Pay & Display)

Authorised and Regulated by the Financial Conduct Authority. Registered in England and Wales Company No. 5161473. Registered Office: Compton Holt Lodge, Compton, Paignton, Devon, TQ3 1TA. FCA Firm Number: 311509. Mr Mortgages is a trading name of Mark Rainey Mortgages Ltd.

TMA 2019 award-winner logo. Mr Mortgages: Best Business Quality
TMA 2018 award-winner logo. Mr Mortgages: Best Buy To Let firm